admin / March 28, 2023

The Market Approaches a Top – What Can Be Expected?

Previously, I discussed reasons our economy would go through a major downturn.[1] My study of major bear markets[2] indicates that after a market top and drop, such as the one we have experienced since January 26, there is a second top coming within -2.6% and +2.9% of the first. This marks the beginning of a major bear market. Having arrived at the traditional topping range, what can we reasonably expect moving forward?What follows is a summary of market behavior for every major bear market since 1929 that, like ours, was preceded by a correction. There are six of them starting in 1929, 1937, 1946, 1969, 2000, and 2007. S&P 500 data is used for the 1968, 2000, and 2007 bear markets. Dow Jones closing data[3] was used for all bear markets before that.1929
The largest drops for this market were (trading days from the peak given in parentheses) 13.5%(12), 11.7%(13), 9.9%(17), 6.8%(20), and 6.3%(9). The 30-day average change was -1.07%. By trading day 10 the % loss was 15.1%. By day 30 it was 31.0%.1937
The largest drops for this market were 5.0%(18), 4.5%(15), 4.3%(28), 4.1%(24), and 3.1%(20). The 30-day average change was -0.68%. By trading day 10 the % loss was 6.0%. By day 30 it was 19.1%.1946
The largest drops for this market were 2.5%(15), 1.2%(13), 1.0%(30), 0.95%(14), and 0.77%(8). The 30-day average change was -0.13%. By trading day 10 the % loss was 0.9%. By day 30 it was 3.9%.1968
The largest drops for this market were 1.4%(19), 0.92%(3), 0.90%(17), 0.89%(4), and 0.77%(18). The 30-day average change was -0.29%. By trading day 10 the % loss was 2.7%. By day 30 it was 8.4%.2000
The largest drops for this market were 2.6%(28), 1.9%(24), 1.6%(27), 1.5%(19), and 1.4%(10). The 30-day average change was -0.33%. By trading day 10 the % loss was 5.0%. By day 30 it was 9.6%.2007
The largest drops for this market were 2.9%(10), 2.6%(15), 2.5%(6), 1.8%(27), and 1.6%(29). The 30-day average change was -0.24%. By trading day 10 the % loss was 2.6%. By day 30 it was 7.3%.All the bear markets declined gradually for the first week. In fact, it was rare to find a substantial drop during that first week. Except for 1969, none of the largest percentage drops took place during the first week and those were only 0.92% and 0.89%. Markets did begin to diverge during the second week with the 1929, 1937, and 2000 markets dropping 15.1%, 6.0%, and 5.0%, respectively, after 10 trading days.Once the top was reached, there was no turning back. Instead, most markets had a steady decline. The only exception was the exceedingly volatile 1929 market, which declined 35% by the 13th day recovered 19% and subsequently resumed its decline. This is an important point for our market since the S&P 500 had an intraday high of 2801.90 March 13. This placed it within 2.5% of the January 26, 2018 high, just within the window for the second peak topping range. That would have placed that potential second peak historically early for a major bear market with a correction preamble. The fact 24 trading days later we are still waffling back and forth and in a recent uptrend is in stark contrast to previous major bear market profiles and argues against that being the second peak.Note that, except for the 1929 market, which by that time was recovering, none of the markets had reached bear territory 30 trading days after the market peak. Technically, the 1937 market had dipped into bear territory days before it but was only sitting 19.1% below the peak by day 30. All the other markets were only approaching correction level territory.Given that summary, it is likely that we will also experience a gradual decline with little damage the first week. In fact, with large loss days paling in comparison to those we saw in early January, it may well lull investors into a sense of complacency. Having gone through a long correction already, there will likely be little concern a month and a half later if the 30th trading day arrives with losses still in the single digits. That would be a mistake as the bear relentlessly creeps up on us.[1] It’s Not Over, EzineArticles, April 9, 2018.
[2] The Coast Is Not Clear – Signs of an Impending Major Stock Market Crash, EzineArticles, February 20, 2018.
[3] Wharton Research Data Services (WRDS) was used to gather the Down Jones closing data and in preparing this article.

admin / March 27, 2023

Why Is Ecommerce Important for Business?

IntroductionEcommerce is best known for selling and buying of products or services over World Wide Web. A medium that lets the buyer and seller connect with each other anywhere on the globe. This industry has progressed so much in last 5 years that more than 300 million buyers are shopping online. Ecommerce these days has become one of the simplest, secured and fastest ways to sell or buy products. An industry that have given boom for the sellers to find more customers, sell products and get paid online easily. Business models across the world also continue to change drastically with the advent of e-commerce and this change is not just restricted to USA. Many countries are contributing and helping Ecommerce industry to grow bringing more business opportunities and employment.Advantages of EcommerceA retail company always wants to attract more customers in order to sell their products and increase revenue. This has become very simple to achieve through Ecommerce. Selling products online brings more clients with higher profit margin, better customer support and managed process. Running a retail business involves team work, man power and investment where running the same business through ecommerce website to sell products, needs less man power and investment. Ecommerce is cost effective and easy tool to track Orders, Customers, Sales, Products and many more. It’s not an important need but a basic need to grow a small business to large business. Ecommerce helps in targeting new customers through search engine visibility, showcasing products providing all relevant information, maintaining product quality reviewing customer’s feedback, building trust and being open all time.What a customer needs is a computer and a right mode of making payments to order any product worldwide. Online stores do provide many payment methods where a customer can order an item by making payment through their credit card or debit card, Internet Banking, Gift Cards, Bank Transfer. If none of the payment options are available for the customer, they can always look for COD (Cash On Delivery). This is one feature that helps online stores to increase their sales by almost 45%.Who should be online?Any company or an individual selling a physical or digital product can have an Ecommerce website. No matter you are a retailer or a wholesaler, all you need is an Ecommerce website to increase your sales and productivity. We see today companies selling toys, shoes, clothes, softwares, sports items, jewelry or any other products are building good customers base and in comparison their physical stores, they have captured market worldwide through their websites.How to get your store online?People believe that getting an Ecommerce website developed is difficult task, which actually is not true. All you need to do is find the Best Ecommerce Development Company in your area and ask for the solution that suits best in your company. The most important thing is choosing the right company to develop a website for you. Selecting a company requires seeing experience, websites developed in past and knowledge about your industry. A company that’s good with Custom Ecommerce Development should be your first choice.How much does it cost to get an Ecommerce Website?These days getting an Ecommerce website is easier because of pre-built CMS (Content Management System) used by all Website Development Companies. Mainly used CMS for an Ecommerce websites are Magento, Zencart, Opencart and many more. A company developing your website in any of the CMS should cost you between a range of $1000 – $2000. A lot of companies provide Ecommerce Packages that are best to compare the pricing.

admin / March 27, 2023

How To Advertise Your Home Business The Smart Way

When you start a new home business, it seems like you are the only one out there that is lost inside millions of other home business owners. You seem to not know what to do to get out of that pile so you can be seen. Well, many people advertise their home business to get out of that pile. In that pile without advertising, there is one percent chance to be seen. Some people like to advertise now and some like to advertise later due to budget problems. But advertising do take time and money.Advertising may cost a lot. It depends where you advertise your business. Some is expensive and some options are cheap. Even though you have the money to advertise, you have to do some research before you do so. Do not advertise anywhere and spend a lot of money, you might not get the result you want. Learn these information I am about to give you, you will learn how to advertise with or without a budget.The first way to advertise is with the newspaper. When you advertise in the newspaper, remember to find newspapers with the amount of twenty thousand plus circulations and what kind of people lives in that city. Do not aim for the highest circulations that there is because the higher the circulations the higher the expense. Aim for the mid circulation newspapers and you will find cheep ads placements. Aim for many different states, different states have different prices. Call up to a few newspapers companies and ask them for the price to place ads for the amount of lines you need and which section of the newspaper you want your advertisement in.Most of the time you’ll use a 3 line ad, some may limit you to how many words per line or all three lines totaled up. If you go over, you will be charged more. If the newspaper staff is pretty helpful, ask them for their main line so you can get back to them right away. If the staff wants to control you and gives you a hard time, call up again and find a new staff to work with you. If it is the same old staff on the phone, no need to work with that company.When you find out all the prices of the newspaper company that you are aiming for, you call them back and place the advertisement. Place the ads for about three weeks straight if it is cheap or once a week for three weeks. Here are the days that are best to place ads, Sunday, Monday, and Wednesday. Those days’ works for me but you can choose your own days.You want some way to keep track of the newspapers to see which one is rolling in customers and which one is not. If you have a website, get a few different URLS, one for each different newspaper. Now you can see which newspaper is helping you and which is not. For the not one, pick out another newspaper company and discard the old one. It takes time to find one that works perfect for you. Give it a little time and you will be successful in newspaper advertising for your home business.The second way to advertise is with business cards. Why business cards? They are easy to carry and pick up. When you make a business card, you will fill it up with your home business information on the front of the card. Remember to make a unique title that attracts people. Now on the back of the card, if you have any important information that you think is valuable, put it there. Other people that receive your card might think the information is also useful. They will be referring back to the card and that means they will see your information each and every time. Your message will get to them sooner or later as long as they still have that card.The third way of advertising is flyers. Flyers are cheap and effective. On the flyer, put a unique title and information that will attract your prospects. Next, remember to put your website and your business or eight hundreds number on that flyer. The best way to put flyers is on cars or put them in mail boxes. I love using white papers and black words. Be sure not to put your advertisement on papers or ink that is hard to read. Many people do not want something hard to read. Make your flyer easy to read for people. This will help you convert more prospects.Remember that there is one percent of the people you pass flyers to will not like what you gave them. They might call you and leave you a nasty message or send a nasty email. If you get those, just delete them. Do not deal with them or try to call them back. Just let it be and ignore them. By doing this you will be successful in your business, do not let negativity get to you.Fourth way of advertising is pay per click. Pay per click is expensive depending on what keyword you want to advertise in. The best way to learn pay per click is to buy an e-book. You do not want to go through learning it yourself. Someone has already been through that road. Let that person show you the way of success in pay per click advertising. Time is money! Learn it the easy way to save you time and money. If you want to learn it yourself, it is expensive. It is more expensive than buying that e-book.The last way of advertising is free advertising. Where? Free advertising is everywhere on the Internet. There are many websites out there that let you put your ads on their sites. Like forums, some classified websites, and craigslist have free advertising. When you find one, put your advertisement on their website to get more traffic to your home business website. Well, free advertising is better than no advertising at all. Free advertising is a good way to start if you have a budget.There are many advertising methods out there, even methods that you have not heard of before. Just play around with it a little longer, other methods will come to you sooner or later.

admin / August 3, 2021

Keep These 5 Rules in Mind for Successful Commercial Designing

Who doesn’t want an excellent commercial design? Excellent commercial design is important to maintain the reputation and brand image of the company. As it is said, the first impression is the last impression, a good impression always attracts potential customers. It’s obvious no one would ever love to walk in a congested environment with bad lighting.

Bad design and interiors deteriorate the productivity of the employees. It can be a confusing task when planning a commercial designing project for the first time, hiring expert Commercial Architects Melbourne can be the best option to know about the latest trends and perfect matching designs.

This blog is about some basic rules to consider for making the commercial project successful.
Keep structures versatile

When it comes to transforming any commercial space, focusing on convertibility and keeping office interior decor versatile can be the best option. It can be done by implementing a versatile structure to spaces such as cafeterias, offices, and many more. Everyone gives preference to comfort hence, focusing on spatial and versatile design will help to complete commercial designing projects in an optimal way.

Consider the latest technology implementations

Technology plays a supportive role to enhance the commercial designing project. Moving forward with the latest technology is important to execute any business smoothly because technologies make the work much easier and comfortable for the employee as well as organizations. Implementing centralized and decentralized digital control is much needed in any commercial design.

Keep office aesthetics updated

Good aesthetics and interiors impact the overall representation of the office and make the place functional and attractive. Hire a reputed designer for modern d├ęcor and furniture ideas. Hiring a designer reduces half of the project stress and helps to meet the contemporary fashion and latest trends. They can help to choose the perfect theme that blends well with the office decor, atmosphere, and colour.

Provide personalized space to prevent congestion

Majority of customer prefers personalized space such as different seating to seat comfortably and do the personal work. Personalized space is one of the crucial factors for customer-based service offices such as hotels and cafeterias to provide an ambient and comfortable place.

Always keep safety first

Safety is the central feature of every construction and designing project. Hence, it’s the high-priority factor to keep the aesthetic and functional safety at the working place. It can be compromised for interior decoration and design purposes but it’s not at all affordable to compromise for safety purposes.

Following the above useful ideas can easily help in the successful completion of a commercial designing project in a safe and pleasing way. In today’s, modern construction, reliability, and comfort is also an equally important factor.

Final words,

It’s important to hire the experienced Building designer Melbourne to make the commercial designing project worthy. Hope the above rules helped you to scale up your interior designing projects with a better outcome. Follow the above tips for any renovation or remodelling project and surely you will get award-winning and achieve a better office experience.